Housing Insights Central

During the holidays, there is usually less demand for rental units because people are busy with celebrations and travel. Landlords who want to fill their properties before the new year may be more open to ne...

If you are a renter or homeowner struggling to keep your heat on this winter, help is available. Low-income households can now apply for the Home Energy Assistance Program (HEAP) to prevent their utility ser...

Down Payment Assistance (also known as DPA) helps home buyers pay for the upfront costs needed to buy a home. Many people think you need to save up to 20% of the price for a down payment, but this isn’t true any...

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Are you thinking about buying a home in 2026? You’re probably wondering what will happen with mortgage rates next year. Here’s what experts are predicting—and what it might mean for you.   Mortgage Rates ...

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...

Are you worried about paying your energy bills as temperatures drop? The Low-Income Home Energy Assistance Program (LIHEAP) can help you with heating costs during winter, cooling in the summer, and can also hel...

If a landlord doesn’t keep your rental unit safe and livable, some states allow you to stop paying rent until the issues are fixed. This legal process is called “rent withholding”. Howev...

Moving into a new apartment is exciting, but the paperwork can be overwhelming. Most people skim their lease and sign quickly just to get their keys, but that "fine print" contains critical ...