Housing Insights Central

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...

The Houston Housing Authority (HHA) announced that it is extending the deadline for people on the Housing Choice Voucher waiting list to save their spot. The new deadline is 5 p.m. on June 30, 202...

Are you thinking about buying a home in 2026? You’re probably wondering what will happen with mortgage rates next year. Here’s what experts are predicting—and what it might mean for you.   Mortgage Rates ...

Mortgage refinancing is often touted as a way for homeowners to lower their housing costs. However, refinancing only makes financial sense under certain circumstances. Here's some gu...

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Buying a home in today’s market has become difficult due to high housing prices and intense competition. As a result, many people are questioning whether the American Dr...

Down Payment Assistance (also known as DPA) helps home buyers pay for the upfront costs needed to buy a home. Many people think you need to save up to 20% of the price for a down payment, but this isn’t true any...

Are you worried about paying your energy bills as temperatures drop? The Low-Income Home Energy Assistance Program (LIHEAP) can help you with heating costs during winter, cooling in the summer, and can also hel...

In response to the devastation left by Hurricane Beryl in Texas during early July 2024, the United States Department of Housing and Urban Development (HUD) has activated a series of federal disaster assi...