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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Renting vs. Owning: Making the Right Choice for Your Housing Needs

When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...

California's New Helping Hand for Homebuyers

In California's Bay Area, a place known for its sky-high housing prices, a new opportunity is making waves for those dreaming of owning a home but struggling with the upfront costs. A program is now available, offering up ...

How to Buy a Home on a Low Income: Programs and Options to Consider in 2025

Can I buy a house if I don’t make a lot of money? Yes, it’s possible to buy a house with a low income. Many programs and loans are designed to help people who earn less, and lenders l...

8 Simple Tips to Get the Lowest Mortgage Rates Right Now

Mortgage rates dropped a bit before the Federal Reserve’s recent meeting, but haven’t really dropped much since. Experts say rates probably won’t go down much more before the end of 2025, even if the...

3 Ways to Use Your Tax Refund to Buy a Home

Buying a home comes with many upfront costs, but your annual tax refund can be a great way to boost your budget. Whether your refund is large or small, here are three ways you can use that money to help you become a homeowner. ...

Home Buying is Expected to Slow Down, but Should Pick Up in 2023

The building of new homes declined slightly in December 2022. High mortgage rates were most likely to blame. This decline in new home construction indicates a slowdown in the housing market in 2023. With ...

Discover the 10 Best Tips for Securing a Home That Everyone Should Know

Finding the right home can be a difficult and time-consuming process. From researching locations to deciding on the perfect floor plan, there are many variables to consider. To make the process easier...

A Tribute to 90 Years of Homeownership with the FHA

On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...

Affordable Housing Opportunities And Waiting Lists Opening This September

This September, several cities in Texas, North Carolina, Florida, and Indiana will open waiting lists for affordable housing programs. If you are looking for help paying for rent through the Sectio...